All residents of B.C. are eligible for Fair PharmaCare coverage if they:
- Have Medical Services Plan (MSP) coverage, and
- Give PharmaCare permission to check their income with the Canada Revenue Agency (income is from two years prior)
Coverage is family-based. A family can be a:
- Single person
- Married or common-law couple
- Single person with dependent children
- Couple with dependent children
Your annual net family income determines the level of coverage you receive. If you have a spouse, or are in a marriage-like relationship, you must include your spouse in your registration.
To register, you need:
- For all family members:
- Personal Health Number (found on the back of your driver’s licence or BC Services Card)
- Birth date
- For you and your spouse (if you have one):
- Social Insurance Number
- income from the tax return from two years ago, including:
- net income (line 23600 of the return)
- any income from a Registered Disability Savings Plan (RDSP) (line 12500)
PharmaCare uses income tax data from two years ago to calculate the Fair PharmaCare coverage your family receives. Your 2022 coverage will be calculated using your 2020 tax return. This is because much of the time, your income tax information from the previous year will not yet be available.
Coverage is provided for a calendar year, from January 1 to December 31. PharmaCare automatically renews your coverage as long as your income information from two years prior is available from the Canada Revenue Agency.
The following people who may not have filed a tax return in Canada two years ago, may need to supply more information:
- New residents of Canada (please read New residents to Canada)
- British Columbians who have been living and working overseas
- People turning 19 (see below)
- People who were exempt from filing a Canadian tax return
Please contact us if you have not yet filed a tax return in Canada, or did not file one two years ago.
If you have recently turned 19 and are not a full-time student, you should register for your own Fair PharmaCare account. Your parents' (or guardians') incomes will not affect your deductible or family maximum, and you may be able to get more coverage.
People between the ages of 19 to 25, who are in full-time post-secondary education programs, may remain on their parents' accounts.
For more information on Fair PharmaCare, see: