MSP Enrolment for Canadian Armed Forces Family

CAF Member Identification Statement

Wait Period Exceptions

When to Enrol in MSP

How to Enrol in MSP

Other MSP Account Changes

CAF Reservists

Discharged Members

Members of the Canadian Armed Forces (CAF) are covered by a Federal Government health plan. They are not eligible for Medical Services Plan (MSP) coverage in accordance with the Canada Health Act.

The spouse and/or child(ren) of CAF members are eligible for MSP coverage, if they are residents of British Columbia. CAF members with one or more family members who qualify for MSP coverage should apply together as a family, in order to be on the same MSP account. The CAF member(s) will be part of the MSP account, but will not have access to provincial health care benefits. This process will maintain family structure in MSP records, and allow members to apply for Fair PharmaCare.

CAF members should not apply for MSP coverage if they do not have a spouse or child(ren) residing in BC.

CAF members with a spouse and child(ren) in B.C. are included under a dedicated MSP Group Account, administered by Health Insurance B.C. (HIBC).

CAF Member Identification Statement

In order to understand who should be enrolled on this MSP Group Account, HIBC requires CAF members to self-identify by providing a statement that indicates the names of any applicants that are active CAF members. This statement should also include the military ID number(s).

Wait Period Exceptions

When an active CAF member moves to B.C., their spouse and/or child(ren) may be eligible for immediate MSP coverage, upon arrival to the province.

CAF members who are discharged in B.C. do not have to fulfill the wait period. They are eligible for coverage on the date of release provided they are in B.C. on that date. Their spouse and/or child(ren) returning from a posting outside B.C. are eligible for coverage on their date of arrival in B.C.

When to Enrol in MSP

CAF members should submit an application for MSP enrolment, including themselves, if they have a spouse and/or child(ren) who require new MSP coverage, and will be covered on the same account. The spouse and/or child(ren) must apply for MSP enrolment if they are not active CAF members, and are:

  • new or returning residents of B.C.; or
  • new family members (for example, if an existing CAF member not known to MSP enters a marriage-like relationship, or becomes a primary caregiver of a MSP beneficiary).

In the case of two active CAF members in a marriage-like relationship, they do not need to make an application for MSP enrolment unless there are children that require MSP coverage.

How to Enrol in MSP

For families with no MSP coverage:

  • Enrol for MSP at gov.bc.ca/MSP/applyforhealthcare
  • Download the HLTH 102 MSP Application for Enrolment form or apply online with the digital form.
  • The active CAF member should be the “main applicant” and add their spouse and/or child(ren) in the dependent section. Make sure to include a CAF member identification statement for only the active CAF member(s) on the application.
  • CAF members will NOT see CAF member identification statement listed in the online or paper form as required documents – but must upload it/attach it in addition to their personal documentation.

Please also write “CAF” on the copy of all submitted foundation documents for the active member(s).

For families with current MSP coverage on the CAF Group:

Enrol any new members (spouse or children) or make any MSP account changes to family structure through the MSP Account Change form.

  • Make account changes at gov.bc.ca/managingyourmspaccount
  • Download the HLTH 203 MSP Account Change form or request a change online with the digital form.
  • Make sure to include a CAF member identification statement for only the active CAF member(s) on the application.
  • CAF members will NOT see CAF member identification statement listed in the online or paper form as required documents – but must upload it/attach it in addition to their personal documentation.

Please also write “CAF” on the copy of all submitted foundation documents for the active member(s).

If CAF members do not include a statement identifying themselves as CAF members, they must contact HIBC as soon as possible. Failure to identify as a CAF member may lead to enrolment in MSP as a non-CAF beneficiary, and may impact Federal healthcare coverage.

Other MSP Account Changes

CAF member(s) and family members on their MSP account must update their MSP account if they:

  • Change/Correct a Name, Birthdate or Gender
  • Add/Remove a Spouse (including Common-law) or Child(ren)
  • Update their Status in Canada
  • Move within BC
  • Leave BC Temporarily
  • Leave BC Permanently

Request MSP account changes online at gov.bc.ca/managingyourmspaccount

Active CAF members must also contact HIBC to report absences or if being discharged from the CAF. If the member and their spouse and child(ren) are residing in B.C., a new MSP application for enrolment must be submitted to HIBC.

CAF Reservists

Class C

Class C Reservists are not eligible for MSP coverage. Class C Reservists with MSP-eligible spouses and/or child(ren) should follow the CAF member MSP enrolment process outlined above.

Class A and B

Class A and Class B Reservists are eligible for MSP coverage if residing in B.C. While residing in B.C., they should maintain MSP enrolment with their spouse and/or child(ren), as applicable, on a self-administered account. New enrolments should not include a CAF member identification statement or indications of CAF on their application.

Class A and Class B Reservists who are deployed for 180 days or more will be placed on the CAF group. These members should notify HIBC of their deployment dates, to ensure enrolment is in place under the CAF group.

Discharged Members

CAF members and Class A and B Reservists covered under the CAF group account must contact HIBC when discharged from CAF. A new MSP enrolment application must be submitted to HIBC, indicating the applicable discharge date. As part of regular MSP enrolment on a self-administered account, the former CAF member must also complete two-step MSP enrolment by visiting an Insurance Corporation of BC driver licensing office and obtaining a BC Services Card.

Enrolment on the new self-administered account is retroactive to the discharge date, with no lapse in coverage.

CAF members who are discharged in B.C. do not have to fulfill the wait period. They are eligible for coverage on the date of release provided they are in B.C. on that date. Their spouse and/or child(ren) returning from a posting outside B.C. are eligible for coverage on their date of arrival in B.C.