Vegetable Production Insurance

Last updated on July 9, 2026

Close-up of assorted root vegetables, including orange, purple, and white carrots along with beets, one sliced to show a red and white ring pattern, arranged closely together, with large white text reading “Vegetables” overlaid across the center.

Production Insurance for vegetables protects key crops so your operation stays resilient even when conditions aren’t. Grow with confidence! We'll protect the rest.

Application and payment deadline

  • March 31 for vegetables

Types of coverage


Coverage for some vegetables is available under both acreage-loss and quantity-loss policies; you cannot insure for both at the same time. 

Acreage Loss Coverage

Acreage Loss 

Protects your production from a loss in acreage. When your vegetable acres are damaged due to a eligible peril, you'll receive a claim payout to cover the shortfall.

  • Production loss coverage: coverage for up to 90% of all insured acres for each commodity.
  • Insurable value (replacement value): can be increased to 100%.

IMPORTANT: Acreage Loss Coverage is governed by the Acreage-based Vegetable Policy (PDF, 834KB), which outlines coverage terms, conditions and perils.
 

Quantity Loss Coverage

Yield Loss 

Protects your production from loss of volume produced. You choose the coverage option that best fits your risk needs before the crop year begins.

  • Production loss coverage: you can choose to protect 50% (minimum), 70% or 80% coverage.
  • Insurable value (replacement value): buying a higher level of production loss coverage allows you to increase the replacement value of your crop to 100%.

Seed Potato Quality Loss

Coverage compensates you if your seed potatoes lose quality due to bacterial ring rot, as long as they’re certified by Agriculture Canada and grown in the Pemberton seed potato control area. You must also have Yield Loss coverage for regular potatoes.

IMPORTANT: Quantity Loss Coverage is governed by the Quantity-based Vegetable Policy (PDF, 835KB), which outlines coverage terms, conditions and perils.


 

Coverage by vegetable, insured perils, planting deadlines, advantages by coverage type

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Vegetables by crop type

 

Crop type Acreage-based Quantity‑based
Beets ✅ ❌
Broccoli, brussels sprouts, cauliflower ✅ ✅
Cabbage (early & late) ✅ ✅
Carrots ✅ ✅
Fresh market corn ✅ ❌
Onions ✅ ✅
Parsnips ✅ ❌
Potatoes (all types (Elite Seed 1,2 and 3, nugget and non nugget) ✅ ✅
Process beans, broccoli, brussels sprouts, cauliflower, peas ❌ ✅
Rutabaga ✅ ❌
Shallots ❌ ✅
 

Insured perils by coverage type

Coverage type Perils covered

Acreage Loss Coverage

 
  • Hail
  • Spring Frost
  • Drought; except for broccoli and cauliflower
  • Excessive moisture, including rainfall and flooding
  • Wind
  • Extreme heat
  • Freeze
  • Snow
  • Unpreventable uncontrollable disease
  • Unpreventable uncontrollable insects
  • Fire
Quantity‑Based Coverage
  • Hail
  • Spring Frost
  • Drought; except for process broccoli and process cauliflower
  • Excessive moisture, including rainfall and flooding
  • Wind
  • Extreme heat
  • Freeze
  • Snow
  • Unpreventable uncontrollable disease
  • Unpreventable uncontrollable insects
  • Fire
 

Advantages and limitations by coverage type

 

Acreage‑Loss Coverage

(Continuous Specified Perils Contract)

 Quantity‑Based Coverage

Advantages
  • Designed for fresh market produce
  • Quicker payment for early season losses
  • Not dependent on production records
  • Offered with two deductibles (10 or 20 percent) and two prices (80 or 100 percent of calculated value)
  • Greater protection from major losses
  • Many options to tailor coverage
  • Individualized coverage not industry average
  • Coverage against reduced yields
Limitations
  • Coverage limited to industry average production costs
  • Does not cover reduced yields
  • Crop cannot be harvested and must be destroyed before claims are paid
  • Not offered on process beans and peas
  • Large deductible on "minimum” coverage
  • Production records must be maintained (third party verification)
  • Claims calculated once harvest is complete
 

Planting deadlines

Crop type Acreage-based Quantity‑based
Baby Spinach Aug 31 ❌
Beets Aug 1 ❌
Broccoli (seeded) July 11 ❌
Broccoli (transplanted) July 25 ❌
Brussels Sprouts (seeded) June 1 ❌
Brussels Sprouts (transplanted) June 15 ❌
Early Cabbage (seeded) June 15 June 15
Early Cabbage (transplanted) June 30 June 30
Late Cabbage (seeded) June 15 June 15
Late Cabbage (transplanted) June 30 June 30
Carrots July 7 July 7
Cauliflower (seeded) July 1 ❌
Cauliflower (transplanted) July 15 ❌
Elite 1, 2 and 3 Seed Potatoes  June 20 ❌
Field Grown Lettuce (seeded) July 25 ❌
Field Grown Lettuce (transplanted) July 31 ❌
Fresh Market Corn June 30 ❌
Mixed Baby Leaves Aug 31 ❌
Nugget Potatoes June 20 June 20
Onions May 7 ❌
Organic Baby Spinach Aug 31 ❌
Organic Mixed Baby Leaves Aug 31 ❌
Parsnips June 1 ❌
Potatoes (Non-Nugget) June 20 June 20
Rutabagas June 30 ❌
Process Beans ❌ July 10
Process Broccoli (seeded) ❌ July 11
Process Broccoli (transplanted) ❌ July 25
Process Brussels Sprouts (seeded) ❌ June 1
Process Brussels Sprouts (transplanted) ❌ June 15
Process Cauliflower (seeded) ❌ July 1
Process Cauliflower (transplanted) ❌ July 15
Process Corn ❌ June 10
Process Peas ❌ July 5
Onions ❌ May 7
Shallots ❌ May 7

Steps to insure your crops

To get Production Insurance, you will need to complete an application that includes details about your farm history, field and land inventory (including maps), and your tax reporting information. Review the Vegetable Application Package (PDF, 752KB) to become familiar with what is required.

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1. Book an appointment

Applications are not just "fill-and-submit". A representative will walk you through the application, coverage levels, and deadlines. 

 

2. Complete the application

During your appointment, you will:

  • Fill out the application forms with your program representative
  • Identify the crops you need to insure
  • Review coverage options
 

3. Pay premiums

Premiums are cost-shared up to 80% with the provincial and federal governments - making coverage more affordable for you!

  • Pay your premiums by the application and payment deadline to ensure your coverage is set for the season. Coverage cannot be purchased after the start of the crop year.

Once you have signed up for Production Insurance, you will receive an updated Offer Package every year; 30 days before the start of the crop year. Learn more about the Production Insurance renewal process.

 

When to file a claim

Submit a Notice of Loss as soon as damage is observed. Perils, coverage conditions and exclusions are outlined in the Policy Wording.

How to file a claim

 

Forms

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All forms


Production Insurance for vegetables is governed by the policy wording of the type of coverage you purchased.


The Vegetable Application Package (PDF, 752KB) includes all of the following forms: 


A Declaration of Production (DOP) is needed at the end of your production cycle and also when submitting a claim.

 

How to download printable/fillable PDF's

Right click on the file and select the download link or attachment option

  1. Choose a save location
  2. Wait for the download to complete
  3. Open the downloaded document from where you saved it
  4. Fill in the required information
  5. Submit your form

 

How to submit your application and forms

The application package and forms can be submitted to Production Insurance by mail, email or fax.

Regional office Phone Fax E-mail
Abbotsford office:
1767 Angus Campbell Road
Abbotsford, BC V3G 2M3		 1-888-221-7141 604-556-3077 ProductionInsurance.Abbotsford@gov.bc.ca

Need Help? Contact us! Program Representatives are available to answer questions, help with forms and support the application process.

 

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Brought to you by Sustainable Canadian Agriculture Partnership