Berry Production Insurance

Last updated on July 9, 2026

Close-up view of fresh blueberries filling the frame, showing their deep blue-purple color and textured surfaces, with large white text reading “Berries” overlaid across the center.

Production Insurance for berries protects your farm from the financial impacts caused by extreme weather. With reliable coverage and responsive claims support, you can better manage losses and maintain income stability throughout the season.


Application and payment deadlines

  • March 31 for strawberry crops

  • October 31 for blueberry crops and plants, cranberries, raspberries and strawberry plants

 

Types of coverage

Yield Loss

Provides protection when an insured peril reduces your berry harvest below the amount you've insured for. The coverage available to you is based on your farm's historical production yields.

  • Production loss coverage: you can choose to protect 50% (minimum), 70% or 80% of your probable yield.
  • Insurable value (replacement value): buying a higher level of production loss coverage allows you to increase the replacement value of your crop to 100%.

Plant Loss

Protects you against specific insured perils that cause permanent plant loss for blueberries and strawberries.

  • Basic Blueberry Plant Loss Coverage is included when you purchase Yield Loss Coverage.
  • Strawberry Plant Loss Coverage is available in the first two winters for strawberry plants.
  • Plant loss coverage: you can choose to protect 95% or 99% of your plants.
  • Insurable value (replacement value): plant loss coverage allows you to increase the replacement value of your plant.

IMPORTANT: Berry coverage is governed by the Berry Policy (PDF, 1004KB), which outlines coverage terms, conditions and perils.
 

 

Coverage by crop type

 Crop type  Yield Loss Coverage Plant Loss Coverage
Blueberry ✅ ✅
Cranberry ✅
❌
Raspberry ✅
❌
Strawberry ✅ ✅
 

Insured perils by coverage type

Coverage type Insured perils  
Yield Loss (all berries)
  • Hail
  • Spring frost
  • Drought
  • Excessive moisture, including rainfall and flooding
  • Wind
  • Landslide
  • Extreme heat
  • Freeze
  • Snow
  
Strawberry Plant Loss
  • Excessive moisture, including rainfall and flooding
  • Freeze
  • Landslide
  
Blueberry Plant Loss
  • Freeze
  • Fire
  • Landslide
  • Excessive moisture, including rainfall and flooding, which destroys the plant
  • Hail
  • Wind
  • Ice and snow
  • Extreme heat
  • Drought (via irrigation loss)
  

 

Steps to insure your crops

To get Production Insurance, you will need to complete an application that includes details about your farm history, field and land inventory (including maps), and your tax reporting information. Review the Berry Application Package (PDF, 797KB) to become familiar with what is required.

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1. Book an appointment

Applications are not just "fill-and-submit". A representative will walk you through the application, coverage levels, and deadlines. 

 

2. Complete the application

During your appointment, you will:

  • Fill out the application forms with your program representative
  • Identify the crops you need to insure
  • Review coverage options
 

3. Pay premiums

Premiums are cost-shared up to 80% with the provincial and federal governments - making coverage more affordable for you!

  • Pay your premiums by the application and payment deadline to ensure your coverage is set for the season. Coverage cannot be purchased after the start of the crop year. 

Once you have signed up for Production Insurance, you will receive an updated Offer Package every year; 30 days before the start of the crop year. Learn more about the Production Insurance renewal process.

 

When to file a claim

Submit a Notice of Loss as soon as damage is observed. Perils, coverage conditions and exclusions are outlined in the Policy Wording.

How to file a claim

 

Forms

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All forms


Production Insurance for berries is governed by the Berry Policy (PDF, 1004KB). 


The Berry Application Package (PDF, 797KB) includes all of the following forms;


A Declaration of Production (DOP) is needed at the end of your production cycle and also when submitting a claim.

 

How to download printable/fillable PDF's

Right click on the file and select the download link or attachment option

  1. Choose a save location
  2. Wait for the download to complete
  3. Open the downloaded document from where you saved it
  4. Fill in the required information
  5. Submit your form

 

How to submit your forms

The application package and forms can be submitted to Production Insurance by mail, email or fax.

Regional Office Phone Fax E-mail
Abbotsford office:
1767 Angus Campbell Road
Abbotsford, BC V3G 2M3		 1-888-221-7141 604-556-3077 ProductionInsurance.Abbotsford@gov.bc.ca

Need Help? Contact us! Program Representatives are available to answer questions, help with forms and support the application process.

 

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Brought to you by Sustainable Canadian Agriculture Partnership