Flower Bulb Production Insurance

Last updated on July 9, 2026

Close-up of colorful tulips in various stages of bloom, including a prominent orange and red flower surrounded by green stems and unopened buds, with large white text reading “Flower Bulbs” overlaid across the center.

Growing high-quality flower bulbs takes precision, patience, and care. Production Insurance offers coverage tailored to the unique needs of bulb producers so you can grow with confidence, knowing your hard work is protected season after season. 


Application and payment deadline

  • October 31 for daffodils and tulips

 

Types of coverage

Flower Bulb Coverage
(Acreage Based)

When insured acres are damaged due to an eligible peril, you'll receive a payout to cover the shortfall.

  • Production loss coverage: 90% of insured acres.
  • Insurable value (replacement value): can be increased to 100%

IMPORTANT: Flower Bulb coverage is governed by the Flower Bulb Policy (PDF, 864KB), which outlines coverage terms, conditions and perils.
 

 

Coverage by crop type

Crop type Flower Bulb Coverage
Daffodils ✅
Tulips ✅
 

Insured perils by coverage type

Coverage type Insured perils  

Flower Bulb Coverage

Acreage-based
  • Hail
  • Spring frost
  • Drought
  • Excessive moisture, including rainfall and flooding, which destroys the bulbs
  • Wind
  • Extreme Heat
  • Freeze
  • Snow
  • Unpreventable uncontrollable insects
  • Fire
  

 

Steps to insure your crops

To get Production Insurance, you will need to complete an application that includes details about your farm history, field and land inventory (including maps), and your tax reporting information. Review the Flower Bulb Application Package (PDF, 737KB) to become familiar with what is required.

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1. Book an appointment

Applications are not just "fill-and-submit". A representative will walk you through the application, coverage levels, and deadlines. 

 

2. Complete the application

During your appointment, you will:

  • Fill out the application forms with your program representative
  • Identify the crops you need to insure
  • Review coverage options
 

3. Pay premiums

Premiums are cost-shared up to 80% with the provincial and federal governments - making coverage more affordable for you!

  • Pay your premiums by the application and payment deadline to ensure your coverage is set for the season. Coverage cannot be purchased after the start of the crop year. ​

Once you have signed up for Production Insurance, you will receive an updated Offer Package every year; 30 days before the start of the crop year. Learn more about the Production Insurance renewal process.

 

When to file a claim

Submit a Notice of Loss as soon as damage is observed. Perils, coverage conditions and exclusions are outlined in the Policy Wording.

How to file a claim

 

Forms

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All forms


Production Insurance for flower bulbs is governed by the Flower Bulb Policy (PDF, 864KB).


The Flower Bulb Application Package (PDF, 737KB) includes all of the following:

 

How to download printable/fillable PDF's

Right click on the file and select the download link or attachment option

  1. Choose a save location
  2. Wait for the download to complete
  3. Open the downloaded document from where you saved it
  4. Fill in the required information
  5. Submit your form

 

How to submit your application and forms

The application package and forms can be submitted to Production Insurance by mail, email or fax.

Regional Office Phone Fax E-mail
Abbotsford office:
1767 Angus Campbell Road
Abbotsford, BC V3G 2M3		 1-888-221-7141 604-556-3077 ProductionInsurance.Abbotsford@gov.bc.ca

Need Help? Contact us! Program Representatives are available to answer questions, help with forms and support the application process.

 

Explore other Production Insurance plans

 

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Brought to you by Sustainable Canadian Agriculture Partnership