If you’re thinking about applying to defer your annual property taxes, make sure any changes to your property title such as removing a deceased owner or adding an owner who is not a spouse, are completed before you apply.
Once your tax deferment application is approved, you'll have a restrictive lien registered against your property. This means you are limited in the types of changes you can make to your property title while you're in the tax deferment program. For example, certain title changes, such as selling your property, can’t be completed until your tax deferment loan is paid in full.
Find out more about:
For any situations not described on this page, please contact our office. You may also go to the Land Title Office or Personal Property Registry for more information.
Situations where you would have to pay off your deferment loan include:
When refinancing, some lenders want their lien to have priority over the property tax deferment lien to protect their loan in certain situations, such as bankruptcy. However, we won’t give any new liens or charges on title priority over our tax deferment lien.
Find out how to repay your deferred property taxes.
There are certain changes you can make to your property title while you’re in the tax deferment program. Some of these changes require a consent letter or approval from our office before they can be completed.
While you're in the tax deferment program, the following title changes can be made without having to contact our office.
Some property title changes require consent from our office before they can be registered. These include:
When you email land title documents to us for review, please include the tax deferment agreement number or the parcel identifier (PID) for the property.
Go back to apply for or renew a property tax deferment program application
Learn how you or your legal professional can repay all or part of your deferred property taxes.
Contact us with your questions about making property title changes while in the tax deferment program.