Services Covered by MSP

MSP is the provincial insurance program that pays for required medical services.  These include medically necessary services provided by physicians and midwives, dental and oral surgery performed in a hospital, eye examinations if medically required and some orthodontic services.  In addition, MSP pay for diagnostic services including x-rays.  For information on laboratory service benefits under the Laboratory Services Act, visit the Laboratory Services website

Other services that may be covered by MSP include supplementary benefits provided by other health care practitioners.  These include acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry.

Medical Benefits

Medically required services you receive from physicians and midwives are medical benefits of MSP, as are diagnostic services including x-rays.  Learn about medical benefits covered under MSP.

Supplementary Health Care Benefits

Supplementary benefits are different from medical benefits. These services are provided by health care practitioners other than physicians or midwives. Learn about the range of supplementary health care benefits covered under MSP for eligible individuals. Read more to find out if you are eligible for assistance with the cost of these benefits.

Extra Billing

Extra billing involves charging an MSP beneficiary or their representative for a benefit covered by MSP, or for any matter related to the rendering of a medical necessary benefit, unless otherwise permitted by the Medicare Protection Act or by the Medical Services Commission. Benefits covered by MSP are charged directly to MSP. More information can be found on “Additional Fees and Charges” page: