Premiums

In January 2017, MSP premium rates and the Regular Premium Assistance program are changing. For more information, see Medical Services Plan of B.C.

In B.C., premiums are payable for MSP coverage and are based on family size and income.

Monthly Premium Rates

Effective January 1, 2016

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 - $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$75.00

$136.00

$150.00

 

Effective January 1, 2017

  • There are no premiums for children under the age of 19.
  • MSP premium rates will be determined by the number of adults on an MSP account (the MSP account holder and, if applicable, a spouse.)

Important Update:

On Sept. 15, 2016, the government of British Columbia announced updates to the previously published 2017 MSP premium and Regular Premium Assistance rates. The planned 4% increase has been cancelled. As a result, the full premium rate for one adult will not increase and will remain at the 2016 rate of $75.

In addition, rates for those receiving Regular Premium Assistance will be reduced by about 4% beyond what was announced with Budget 2016.

Adjusted Net Income

One Adult

Two Adults
in a Family

$0 - $24,000

$0.00

$0.00

$24,001 - $26,000

$11.00

$22.00

$26,001 - $28,000

$23.00

$46.00

$28,001 - $30,000

$35.00

$70.00

$30,001 - $34,000

$46.00

$92.00

$34,001 - $38,000

$56.00

$112.00

$38,001 - $42,000

$65.00

$130.00

Over $42,000

$75.00

$150.00

When determining premium rates, B.C. residents may claim allowable MSP deductions to their net income to determine their adjusted net income. Individuals may claim $3,000 for every person on their MSP account that is age 65 or older this year, and $3,000 for each child on their account. In addition, if you claimed a disability on your tax return for yourself, spouse or child included on your MSP account, you may claim $3,000 for each disabled person. To determine if you qualify for deductions, please refer to the Application for Regular Premium Assistance Form for more information.

 

Pay Your Premiums

You can pay your MSP premiums:

If you have been contacted by a collection agency and do not believe you owe the premiums being requested, call the telephone number provided by the collection agency. If you recently applied for premium assistance, or your premiums are now paid under an employer’s group plan, you should inform the collection agency. You remain responsible for paying any premiums that will not be fully subsidized under the assistance program, or that are for a time before you were covered by the employer.

Premium Assistance

Assistance with the payment of premiums is available to Canadian citizens or holders of permanent resident status (landed immigrants) who have held that status and been resident in Canada for the past 12 consecutive months.

Learn more about two premium assistance programs that offer subsidies to those in financial need:

Healthy Kids

Families receiving full and partial premium assistance may be eligible for additional health care services through the Healthy Kids program of the Ministry of Social Development and Social Innovation.

Supplementary Health Care Benefits

Supplementary health care benefits are provided to persons receiving premium assistance. Learn more about these benefits.

Cancellation of MSP Benefits

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