Government announced changes that are coming to MSP Premiums and the Premium Assistance Program as part of this year's provincial budget. These changes are set to take effect on Jan. 1, 2018. For more information, please visit B.C.’s Plan to Eliminate MSP Premiums – BC Budget 2017. We will be updating this website with more detailed information as its becomes available.

Subscribe to stay informed on the latest news about MSP premiums, including when applications will be received for 2018 premium assistance.

MSP premium rates and the Regular Premium Assistance program changed effective Jan. 1, 2017. For more information, see Medical Services Plan of B.C.

In B.C., premiums are payable for MSP coverage for an adult account holder and, if applicable, a qualifying spouse. A qualifying spouse is not a minor or a dependent post-secondary student. As of Jan. 1, 2017, minors and dependent post-secondary students are not subject to MSP premium charges. (A dependent post-secondary student may include a student enrolled in full-time studies at a trade school, technical school or high school.)

Monthly Premium Rates

Effective Jan. 1, 2017

  • There are no premiums for children under the age of 19.
  • MSP premium rates will be determined by the number of adults on an MSP account (the MSP account holder and, if applicable, a spouse.)

Adjusted Net Income

One Adult

Two Adults
in a Family

$0 - $24,000



$24,001 - $26,000



$26,001 - $28,000



$28,001 - $30,000



$30,001 - $34,000



$34,001 - $38,000



$38,001 - $42,000



Over $42,000



When determining premium rates, B.C. residents may claim allowable MSP deductions to their net income to determine their adjusted net income. Individuals may claim $3,000 for every person on their MSP account that is age 65 or older this year, and $3,000 for each minor or dependent post-secondary student on their account. In addition, if you claimed a disability on your tax return for yourself, your spouse or your minor or dependent post-secondary student included on your MSP account, you may claim $3,000 for each disabled person. To determine if you qualify for deductions, please refer to the Application for Regular Premium Assistance Form for more information.

Pay Your Premiums

You can pay your MSP premiums:

If you have been contacted by a collection agency and do not believe you owe the premiums being requested, call the telephone number provided by the collection agency. If you recently applied for premium assistance, or your premiums are now paid under an employer’s group plan, you should inform the collection agency. You remain responsible for paying any premiums that will not be fully subsidized under the assistance program, or that are for a time before you were covered by the employer.

Premium Assistance

Assistance with the payment of premiums is available to Canadian citizens or holders of permanent resident status (landed immigrants) who have held that status and been resident in Canada for the past 12 consecutive months.

Learn more about two premium assistance programs that offer subsidies to those in financial need:

Healthy Kids

Families receiving full and partial premium assistance may be eligible for additional health care services through the Healthy Kids program of the Ministry of Social Development and Social Innovation.

Supplementary Health Care Benefits

Supplementary health care benefits are provided to persons receiving premium assistance. Learn more about these benefits.

Cancellation of MSP Benefits

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