Medical Services Plan of B.C.
The Medical Services Plan (MSP) insures medically-required services provided by physicians and supplementary health care practitioners, and diagnostic procedures.
For information on MSP services for B.C. residents, group plan administrators, and medical and health care practitioners, please see the following sections.
MSP Premium Changes
Government announced changes that are coming to MSP Premiums and the Premium Assistance Program as part of this year's provincial budget. These changes are set to take effect on Jan. 1, 2018. For more information, please visit B.C.’s Plan to Eliminate MSP Premiums – BC Budget 2017. We will be updating this website with more detailed information as it becomes available.
MSP premium rates and the Regular Premium Assistance program changed January 1, 2017. As a result, more British Columbians are eligible for assistance with their MSP premiums.
As of Jan. 1, 2017:
- There are no premiums for minors or dependent post-secondary students. (A dependent post-secondary student may include a student enrolled in full-time studies at a trade school, technical school or high school.)
- MSP premium rates are determined by the number of adults on an MSP account (the MSP account holder and, if applicable, a qualifying spouse). A qualifying spouse is not a minor or a dependent post-secondary student.
- The MSP premium rate for two adults is twice the amount of the single adult rate.
- Full Regular Premium Assistance is available to those whose adjusted net income is $24,000 or less (an increase from the current $22,000).
- Premium Assistance is available to those whose adjusted net income is up to $42,000 (an increase from the current $30,000).
- You can view the 2017 premium rates on the MSP Premiums page.
If you have already completed an application and are currently receiving Regular Premium Assistance, you do not need to apply again. Applications for Regular Premium Assistance include a declaration of consent for Health Insurance BC to verify annual income with the Canada Revenue Agency. If you submitted a signed and completed application form and are currently receiving Regular Premium Assistance, you do not need to re-apply. We will assess your eligibility and adjust your premium rate accordingly as of Jan. 1, 2017.
If you have not yet applied for Regular Premium Assistance, use the premium assistance eligibility calculator to determine whether you might be eligible. The online eligibility calculator allows you to assess your eligibility for Regular Premium Assistance based on your net income and allowable deductions. Complete the online form and follow the instructions based on your calculated income.
If you believe you are eligible for assistance based on the eligibility calculator, complete, sign and submit an Application for Regular Premium Assistance. You can apply for assistance using the Application for Regular Premium Assistance (HLTH 119). Make sure your application is complete and signed before submitting it to Health Insurance BC. Submitting an incomplete or unsigned form will delay the processing of your application.
If you have any questions about your eligibility, contact Health Insurance BC.
Health Insurance BC administers MSP on behalf of the Ministry of Health and can answer your questions about medical coverage. For contact information, visit the resident, administrator or practitioner section links above.