Apply for Families with Children Property Tax Deferment Program
During a postal disruption, penalty and interest rules still apply so you may want to apply using an option that doesn’t require mail services.
- What you need to do before you apply
- When to apply
- How to apply
- What happens after you apply
- When penalties may be charged
- Make sure you meet all program requirements by completing the eligibility calculator:
- Pay any overdue property taxes from previous years, outstanding penalty and interest charges. Do not pay your current year taxes.
- Claim your home owner grant (if eligible).
- Contact your bank or tax office to cancel any automatic payments being made to your property tax account to ensure your current year taxes remain unpaid at the time of deferment.
- If you have a secured debt on your property, such as a mortgage or a line of credit, contact your lender before you apply to ensure your approval into the tax deferment program doesn't conflict with the terms of your loan.
You can apply to defer your unpaid property taxes once you've received your property tax notice until December 31 of the current year. However, we suggest you apply before your property taxes are due.
If you apply after the property tax due date, you must pay any late payment penalties before you can defer your taxes. Only the current year's taxes will be deferred.
City of Vancouver Residents
If you are a City of Vancouver resident with two property tax billing periods, you can do one of the following:
1. Pay your advanced tax notice amount before the designated tax due date to avoid any penalties. Wait until you receive your main tax notice and apply to defer only that portion.
2. Pay the late filing penalty fee (5%) to the City of Vancouver for not paying the advanced tax notice amount. Wait until you receive your main tax notice and apply to defer the advanced and main tax notice amounts.
In subsequent years, the City of Vancouver will send the advance tax notice in February which will indicate you have a zero balance. In the spring your tax notice will include the advanced and main tax notice amounts. You may defer both portions in the spring without being penalized as long as you continue to qualify for tax deferment and your renewal is submitted to the City of Vancouver before the July tax due date.
Complete the Families with Children Property Tax Deferment Program Application (FIN 28) (PDF). This form has 2 parts:
- Page 1 (Form 1) is the application and has to be completed by only one qualified applicant. Part D must have the signature from the primary applicant (Part A), not the child's name.
- Page 2 (Form 2) is the agreement and must be signed by all registered owners of the property. The names must match the names registered on title. If more signature lines are required, complete an additional Form 2.
Make sure all sections are completed and legible.
Submit your application with original signatures to your property tax office at the address shown on your property tax notice (not the tax deferment office), along with:
Note: If you aren’t sure where to submit your application, contact your municipality if your property is located in a municipality, or your local Service BC Centre if your property is located in a rural area.
You must include supporting documentation with your application if you're:
- Applying on behalf of the registered owner
- Applying as a parent or stepparent of a person with disabilities
You may apply on behalf of a qualifying registered owner if you have Power of Attorney for that person. You must sign the application (Form 2) with your name as it appears on the Power of Attorney document (indicate POA behind your name) and include a copy of the document with the application. Provide your current address if different that the document. You’ll only have to provide us with this document once unless otherwise requested.
If you're the parent or stepparent of a person with disabilities, you must include one of the following documents with your application:
- Confirmation of Assistance, or other documentation from the Ministry of Social Development confirming your child or stepchild is designated as a person with disabilities, or
- Physician Certification Form (FIN 58) (PDF), completed and signed by your child or stepchild's physician.
Your property tax office will complete their portion of your application and forward it to us for processing. Your Property tax office does not grant approvals into the tax deferment program.
It can take us several months to process applications due to the need to gather necessary information. You may not get a response from us about your application until after the property tax due date. We'll contact you by mail or email if further documentation is required to support the application.
Note: Some firewall protection settings may prevent our emails coming to you. Please add email@example.com to your contacts so our emails do not go into your spam or junk folder.
Your application may be rejected during the review process if:
- You pay your current year’s property taxes in full
- You sell your home
- You refinance your mortgage for a higher amount and, as a result, you no longer have sufficient equity
- You change owner information on the property title
- The property is no longer your principal residence
- You add a restrictive lien to your property title
- You subdivide the property
- You're in arrears for child or spousal support that's secured by a registered charge on your property title
- Any legal action is taken against your property, such as a foreclosure
- You enter bankruptcy or consumer proposal proceedings
Your property tax office may charge you a late payment penalty if:
- Your application isn't approved and it’s past the property tax due date
- Your application is withdrawn for any reason after the tax due date