Apply for Property Tax Deferment
- What you need to do before you apply
- When to apply
- How to apply
- What happens after you apply
- When penalties may be charged
- Make sure you meet the applicant qualifications, property qualifications and equity requirements for the program you are applying for:
- Pay any overdue property taxes from previous years and outstanding penalty and interest charges. Do not pay your current year taxes.
- Claim your home owner grant (if eligible).
- Contact your bank or tax office to cancel any automatic payments being made to your property tax account to ensure your current year taxes remain unpaid at the time of deferment.
- If you have a secured debt on your property, such as a mortgage or a line of credit, contact your lender before you apply to ensure your approval into the tax deferment program doesn't conflict with the terms of your loan.
You can submit an application to defer your unpaid property taxes at any time during the current taxation year. However, we recommend applying after you receive your property tax notice and before your property taxes are due.
If you apply before receiving your property tax notice, your application will be held until the current year’s property assessment information is available from your municipality.
If you apply after the property tax due date, you must pay any late payment penalties before you can defer your taxes. Only your current year’s taxes will be deferred.
Deferment applications for the current year are not accepted past December 31.
City of Vancouver Residents
If you are a City of Vancouver resident with two property tax billing periods, you can do one of the following:
1. Pay your advanced tax notice amount before the designated tax due date to avoid any penalties. Wait until you receive your main tax notice and apply to defer only that portion.
2. Pay the late filing penalty fee (5%) to the City of Vancouver for not paying the advanced tax notice amount. Wait until you receive your main tax notice and apply to defer the advanced and main tax notice amounts.
In subsequent years, the City of Vancouver will send the advanced tax notice in February which will indicate you have a zero balance. In the spring that will include the advanced and the main tax notice amounts. You may defer both portions in the spring without being penalized as long as you continue to qualify for tax deferment and your renewal is submitted online through eTaxBC on or before the July tax due date.
Applications are submitted online through eTaxBC.
To apply, you'll need:
- Your roll number (also called a folio number or account number)
- Your annual property tax notice
- Your social insurance number (SIN)
- Your date of birth
- Digital copies of supporting documentation, if necessary
Your roll number (also called a folio number or account number) can be found on your property tax notice or on your BC Assessment notice issued each January.
We verify your identity with your SIN and date of birth. Your personal information is encrypted at the time of entry to ensure your information is kept secure.
The application also has a built-in equity calculator to confirm your eligibility. Having the following documents available may help you answer these equity questions:
- Current assessment notice from BC Assessment (issued in January)
- Current mortgage statement
- Line of credit statement indicating the credit limit
- Home insurance documents
You'll need to upload supporting documentation with your application if you're:
You may apply on behalf of a qualifying registered owner if you have Power of Attorney for that person. You must upload a copy of this document when prompted in the application. Provide your current mailing address, if different than the document. You’ll only have to provide this document to us once unless otherwise requested.
If you're a surviving spouse, you must upload a copy of your deceased spouse's death certificate when prompted in the application. Remove the deceased from the property title before you apply. Property titles that are not updated through LTSA may be rejected.
If you are a person with disabilities or a parent or stepparent of a person with disabilities, you must upload one of the following documents when prompted in the application:
- Confirmation of Assistance, or other documentation from the Ministry of Social Development and Poverty Reduction confirming your Persons with Disabilities designation, or
- Physician Certification Form (FIN 58) (PDF), completed and signed by a physician.
Set Up Automatic Renewal
When you apply for property tax deferment, you can choose to set up automatic renewal for subsequent years. With automatic renewal, you’ll be able to check the status of your renewal through your eTaxBC account.
If there are more than one registered owner of the property, each registered owner or authorized representative must agree to the application’s terms and conditions.
After submitting the application, you will be given a confirmation number to share with the other owners. They will have 30 days from the date of the application submission to enter into the agreement by completing the Property Tax Deferment Authorization.
Your application will not be processed until all owners enter into the agreement. Your application will be cancelled if each owner does not enter into the agreement within the 30 days.
Check your application status
You can check the status of your application online using your:
- Confirmation number, or
- Roll number and last name
When we process your application, we may request further information by mail or email to confirm your eligibility.
Note: Some firewall protection settings may prevent our emails coming to you. Please add email@example.com to your contacts so our emails do not go into your spam or junk folder.
Your application may be rejected during the review process if:
- You pay your current year’s property taxes in full
- You sell your home
- You refinance your mortgage for a higher amount and, as a result, you no longer have sufficient equity
- You change owner information on the property title
- The property is no longer your principal residence
- You add a restrictive lien to your property title
- You subdivide the property
- You're in arrears for child or spousal support that's secured by a registered charge on your property title
- Any legal action is taken against your property, such as a foreclosure
- You enter bankruptcy or consumer proposal proceedings
Your property tax office may charge you a late payment penalty if:
- Your application isn't approved and it’s past the property tax due date
- Your application is withdrawn for any reason after the tax due date