Production Insurance - Berries
Production insurance helps producers manage their risk of crop losses caused by hail, spring frost, excessive rain, flooding, drought, etc.
Berry crops eligible for Production Insurance coverage include:
- Blueberry (as well as blueberry plant coverage)
- Strawberry (as well as strawberry plant coverage that protects strawberry plants for the first two winters)
How to Apply
To apply, please make an appointment with the closest Production Insurance office.
Please review the following forms, which outline the requirements for a completed application. However, note that these forms are not required to be filled out prior to the appointment and can be completed with the assistance of a Production Insurance representative.
- Application for Continuous Production Insurance (Schedule A)—available from the local Production Insurance office.
- Tax Reporting Form (Schedule A-1)
- Land Inventory (Schedule L-1). If the land is leased or rented, a legal lease or rental agreement must be submitted with the application.
- Farm Map(s) (Schedule L-2)
- Berry Field Inventory (Schedule F-3)
- Warranties (Schedule W-1)
* The application and payment deadlines are:
- March 31 - strawberry crop (not plants)
- October 31 - berries including strawberry and blueberry plants (not strawberry crop)
Renewing Production Insurance
It's recommended you visit the nearest Production Insurance office when it's time to renew.
Declaration of production from the previous crop year is required as part of the renewal process. Please use the following forms:
- Berries - Declaration of Production (Schedule D-14b)
Coverage, Options & Premiums
After the offer is written, we'll send an Offer Statement of Premiums and Coverage (SPC), and an Options Report which details available coverage, options and premiums. Contact us if you require any assistance in choosing coverage, options and premiums.
- The 50% deductible (minimum) is the lowest amount of coverage available and means there must be a loss of over half the crop before there is a claim paid. This may not be enough to adequately protect an operation and there is no opportunity to increase the insurable value of crops.
- The 20% or 30% deductibles protect a larger portion of crops and allow an increase in the value of coverage. If you choose the 20 or 30% deductible, you may elect to increase the value of the crop up to the maximum calculated value.
- Refer to the berry policy wording to learn more about the terms of the insurance contract
- Read the berry policy updates
How to Pay
Once you have chosen coverage, options and premiums please sign and submit the Offer Statement of Premiums and Coverage and Options Report(s) and payment. Pay using Debit, Visa, MasterCard, cash or cheque payable to the Minister of Finance. Credit card payments are accepted over the phone.
* For the most up-to-date and accurate information read the policy wording for the continuous specified perils Production Insurance contract for each crop.