Retroactive Regular Premium Assistance

Retroactive Regular Premium Assistance provides financial adjustments for previously billed Medical Services Plan (MSP) premiums. Eligibility is based on an account holder’s annual net income (combined with a spouse’s, if applicable) for a given tax year, less deductions for age, family size, disability and any reported Universal Child Care Benefit and Registered Disability Savings Plan income. This amount is your adjusted net income.

Retroactive Regular Premium Assistance may be available for up to six years prior to the current year for those on self-administered accounts; and for up to five years prior to the current year for those on group accounts. To determine whether you are eligible for retroactive assistance for a certain year, complete the Application for Regular Premium Assistance (HLTH 119), indicating the relevant tax year, and compare your adjusted net income to the premium rate tables below. Or apply online at gov.bc.ca/MSP/applyforpremiumassistance.

If your adjusted net income is more than the threshold shown for each given year, you are not eligible for Retroactive Premium Assistance. If it is less than the threshold shown, you may be eligible for assistance. Submit the Application for Regular Premium Assistance with a copy of the Canada Revenue Agency Notice of Assessment (NOA) or Notice of Reassessment (NORA) for the applicable tax year. (Your application will not be processed if it is not submitted with a NOA or NORA.)

If your MSP premiums were covered by a group (employer, union or pension plan) during the applicable tax year, you must have your retroactive Application for Regular Premium Assistance authorized by that group before submitting it.

See the tables below for premium rates from 2013 to 2018, to determine whether your adjusted annual net income for a given year is above or below the eligible threshold.

MSP PREMIUM RATES

2018 (January 1, 2018 to December 31, 2018)

Adjusted Net Income threshold for Retroactive Premium Assistance: $42,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2017 tax year.

Adjusted Net Income

One Adult

Two Adults in a Family

$0 - $26,000

$0.00

$0.00

$26,001 - $28,000

$11.50

$23.00

$28,001 - $30,000

$17.50

$35.00

$30,001 - $34,000

$23.00

$46.00

$34,001 - $38,000

$28.00

$56.00

$38,001 - $42,000

$32.50

$65.00

Over $42,000

$37.50

$75.00

2017 (January 1, 2017 to December 31, 2017)

Adjusted Net Income threshold for Retroactive Premium Assistance: $42,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2016 tax year.

Adjusted Net Income

One Adult

Two Adults in a Family

$0 - $24,000

$0.00

$0.00

$24,001 - $26,000

$11.00

$22.00

$26,001 - $28,000

$23.00

$46.00

$28,001 - $30,000

$35.00

$70.00

$30,001 - $34,000

$46.00

$92.00

$34,001 - $38,000

$56.00

$112.00

$38,001 - $42,000

$65.00

$130.00

Over $42,000

$75.00

$150.00

2016 (January 1, 2016 to December 31, 2016)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2015 tax year.

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 – $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$75.00

$136.00

$150.00

2015 (January 1, 2015 to December 31, 2015)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2014 tax year.

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 – $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$75.00

$130.50

$144.00

2014 (January 1, 2014 to December 31, 2014)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2013 tax year.

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 - $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$69.25

$125.50

$138.50

2013 (January 1, 2013 to December 31, 2013)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2012 tax year.

Adjusted Net Income

One Person

Family of Two

Family of Three or More

$0 - $22,000

$0.00

$0.00

$0.00

$22,001 - $24,000

$12.80

$23.20

$25.60

$24,001 - $26,000

$25.60

$46.40

$51.20

$26,001 - $28,000

$38.40

$69.60

$76.80

$28,001 - $30,000

$51.20

$92.80

$102.40

Over $30,000

$66.50

$120.50

$133.00