B.C. Child Opportunity Benefit Frequently Asked Questions

The following information will help answer your questions about the B.C. Child Opportunity Benefit.

What is the purpose of the B.C. Child Opportunity Benefit?

Effective October 1, 2020, the B.C. Child Opportunity Benefit provides a monthly tax-free payment to support families with children under 18 years of age.

Is the B.C. Child Opportunity Benefit taxable?

Like the B.C. Early Childhood Tax Benefit and the Canada Child Benefit, the B.C. Child Opportunity Benefit is a non-taxable benefit.

How will this affect the B.C. Early Childhood Tax Benefit?

B.C. Early Childhood Tax Benefit will continue through September 2020, with monthly tax-free payments to families with children under 6 years of age.

What is the benefit amount for eligible families with family net income of $25,000 or less?

For families with family net income equal to or less than $25,000, the annual benefit is the total of:

  • $1,600 for the family’s first child
  • $1,000 for the second child
  • $800 for each subsequent child under the age of 18

What is the benefit amount for eligible families with family net income between $25,000 and $80,000?

For families with family net income of more than $25,000 and less than $80,000, the annual benefit is the total of:

  • $1,600 for the family’s first child
  • $1,000 for the second child
  • $800 for each subsequent child under the age of 18

However, as family net income increases, the total benefit reduces by 4% of the portion of family net income that is over $25,000 until it reaches the total of:

  • $700 for the family’s first child
  • $680 for the second child
  • $660 for each subsequent child under the age of 18

What is the benefit amount for eligible families with family net income of $80,000 or more?

For families with family net income of $80,000 or more, the annual benefit is the total of:

  • $700 for the first child
  • $680 for the second child
  • $660 for each subsequent child under the age of 18

However, as family net income increases, the total benefit reduces by 4% of the portion of family net income that is over $80,000 until it reaches $0.

Is there a limit to how many children I will receive the benefit for?

No. You may receive the benefit for each qualified dependent child.

For example, the maximum annual benefit for a family with 5 children would be $5,000, broken down as:

  • $1,600 for the family’s first child
  • $1,000 for the second child
  • $2,400 for the three additional children under the age of 18 ($800 for each subsequent child)

I share custody of my child with another person. Will I receive the benefit for that child?

You may still receive the benefit if you share custody of a child with another person. The amount you would receive for a child in a shared custody arrangement is half of the amount you would receive for the child if you had full custody of that child.

For example, if your family net income is $25,000 and you have sole custody of one child ($1,600) and share custody of another child ($1,000 x ½ ), you would receive a total annual benefit of $2,100.

Are the threshold amounts in the B.C. Child Opportunity Benefit indexed?

Yes, the $25,000 and $80,000 thresholds are indexed to inflation in future years. Beginning July 2021, the threshold amounts will be adjusted each July and will be published annually on our website.

How do I register?

To receive the B.C. Child Opportunity Benefit, your child must be registered for the Canada Child Benefit with Canada Revenue Agency.

If your child is already registered for the Canada Child Benefit, they will automatically be registered for the B.C. Child Opportunity Benefit.

If your child is not registered for the Canada Child Benefit, you’ll need to apply for the Canada Child Benefit through the Canada Revenue Agency to determine your eligibility for the B.C. Child Opportunity Benefit.

After filing your T1 Income Tax and Benefit Return, the Canada Revenue Agency will recompute your benefits entitlement annually based on the information provided.

Do I have to file my T1 Income Tax and Benefit Return in order to receive the B.C. Child Opportunity Benefit?

Yes, to receive the B.C. Child Opportunity Benefit, both you and your cohabitating spouse or common-law partner, if applicable, must file a T1 Income Tax and Benefit Return.