Benefits for Excluded Employees
Health & Life Insurance Benefits Program
This benefits program is available to excluded employees under the flexible benefit program who meet the eligibility requirements and apply for coverage. Make sure you're familiar with your benefits by reading through the Flexible Benefits Guide (PDF, 3.1MB) or Your Choices at a Glance (PDF, 162KB).
Medical Services Plan (MSP)
MSP insures medically required services provided by physicians and health care practitioners to all eligible British Columbians.
Extended Health & Dental
The extended health plan assists you with your medical expenses such as prescription drugs, prescription glasses, medical equipment (such as a wheelchair) and services like physiotherapy and eye exams.
The dental plan assists you with dental expenses for services like routine checkups, cleaning, fillings, crowns, bridges and orthodontic services.
Access your personalized coverage and claims information at GroupNet for plan members. You can also sign up for direct deposit and submit claims electronically.
The life insurance plan provides employee life insurance and also gives you the opportunity to select optional spouse and dependent life insurance.
Health Spending Account
A Health Spending Account allows you to set aside some of your flex credits to pay for eligible out-of-pocket expenses that are not covered by your extended health and dental plans.
Coordinate Extended Health & Dental Benefits
Are you covered under more than one health or dental plan? If your spouse is an excluded or bargaining unit BC Public Service employee or is enrolled in a benefits program with an employer outside of the BC Public Service, you may be able to coordinate the two benefits programs, and get up to 100 percent of eligible health and dental expenses reimbursed.
Travel Medical Insurance
If you are travelling out of province for business or personal reasons, you should review your health coverage prior to your trip to ensure that you have adequate health coverage.
Check if you and your family are eligible for coverage.
Enrolling & Updating Benefits
If you wish to be covered under the extended health and dental plan, MSP and/or the Optional Spouse and Dependent Life Insurance Plan, you must apply once you are eligible. You are automatically covered for employee life insurance but you may wish to designate a beneficiary. During initial enrolment, you must enrol within 30 days of becoming eligible or you will receive the default options.
If you experience an eligible life event, you can make changes to your benefit options within 60 days of the event.
How to Make a Claim for Extended Health, Dental or Life Insurance
Find out how eligible excluded employees enrolled in the benefits program can claim for eligible healthcare and dental expenses.
Updates to Benefits Program
Stay up-to-date with changes to your benefits program.
Converting to Individual Benefits Plans
The conversion policy enables an employee to convert to an individual extended health, dental and life insurance plans when their group coverage ends.