What's New

Medical Services Plan (MSP) Premium Changes

Effective January 1, 2018, no premiums for children under the age of 19 or for overage dependents (19 -24 years old) who are attending post-secondary school full time will continue. MSP premium rates have been reduced by 50% and will be determined by the number of adults. Monthly MSP premiums will be $37.50/month for the employee, and if applicable, $75/month for an employee and their spouse. Dependent children will still be on the employee’s account; therefore, if adding or removing children from coverage, a MSP form will still need to be completed. MSP is paid by the employer and is a taxable benefit.

Changes to Extended Health Plan

Effective January 1, 2018:

  • Claims for paramedical services (chiropractic, massage, naturopathy, physiotherapy or podiatry) will be reimbursed at 80 percent (to plan limits) for the first visit.
  • Reimbursement is 80 percent coverage for the first $1,500 in eligible expenses in a calendar year after the annual deductible is applied. Any eligible expenses beyond the first $1,500 would be covered at 100 percent.

Optional Spouse & Dependent Group Life Insurance Premium Increase

Effective January 1, 2017, monthly premiums for Optional Spouse and Dependent Group Life Insurance will increase from $2.15 to $2.21.