Benefits, Pension, Vacation Accrual & Payroll Deduction for B.C. Government Employees
Benefits in place before your leave will remain in place during the leave. If you choose, you may cancel MSP and extended health and dental coverage. For example, if you are unsure about returning to work and you want to minimize the repayment of benefits because you didn't satisfy the return-to-work obligation, you may want to cancel.
You must maintain group life insurance and long term disability coverage. There is no option to waive this coverage.
If you do not fulfil the return-to-work requirements, you will have to repay any benefit premiums and/or flex credits paid on your behalf during your leave.
Cancelling Benefits While on Leave
Bargaining unit benefits
To cancel your benefits while on leave, please visit Enrol and Update.
Complete the Health and Dental Enrol/Change form to cancel coverage for extended health and dental. If you wish to cancel your MSP coverage, contact AskMyHR with the effective cancellation date. See the note above about mandatory coverage.
If you fail to satisfy the return-to-work requirements after your leave, you will be required to repay these and any other benefit premiums paid on your behalf.
Flexible benefits for excluded employees
If you participate in the flexible benefits program, you may cancel MSP, extended health, dental coverage and/or any optional life insurance plan after your child is born. Select the Waive option for any of those benefits on the Flexible Benefits Enrolment/Change Form (PDF, 458KB). See the note above about mandatory coverage.
If you cancel coverage under the flexible benefits program, you will receive additional flex credits each month for the length of your leave or until you reinstate coverage (such as open enrolment or another eligible life event).
These credits count as cash earnings and are recorded on your pay. You are responsible for reporting to Service Canada any monies paid or payable to you, cash or other, while receiving employment insurance, maternity or parental benefits.
If you do not meet the return-to-work requirements, you will be required to repay the flex credits and any other benefit premiums paid on your behalf.
To get the most out of your time off, carefully read the following information before applying for maternity, parental or pre-placement adoption leave.
In most cases, your entitlement will be pro-rated according to your maternity and/or parental leave start date. Your vacation entitlements and vacation pay continue to accrue if you are covered under the Crown Counsel Agreement or were employed before March 28, 2001, you return to work for at least six months after being on leave and you haven't received parental allowance. Your vacation will be credited once you've returned to work for six calendar months.
Pension contributions continue while you are on leave. However, they are based solely on the maternity, parental or pre-placement adoption allowance. Contributions are not made on the amount you receive from employment insurance. You can purchase service after returning to work.
You may wish to cancel some deductions from your pay while you are on leave. If you have applied for the Deferred Salary Leave program, you can suspend your contributions while on a temporary leave like maternity.