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Are you a new employee or at the start of your career? Make sure you understand your options and the plans you need to make for retirement. You are strongly encouraged to seek independent financial advice while planning and preparing for your retirement.
There are three pension plans that will provide funds for you when you retire.
The Public Service Pension plan is a benefit you receive as a BC Public Service Employee.
The Public Service Pension Plan offers information, resources, support and valuable seminars to help you get started on planning your retirement. You will be automatically enrolled in the pension plan once you become eligible. If you are a new employee, attend the Your Pension, Your Future seminar.
As a BC Public Service employee, you are automatically enrolled in the Public Service Pension Plan as soon as you:
Once enrolled, you will receive a member's benefit statement from the BC Public Service Pension Plan once a year. After two years of contributions you are vested in the plan and eligible to receive a pension at retirement.
Contributions to your pension are made:
When viewing your pay statement in Employee Self Service >> Superannuation Plan >> Before-Tax Deductions (employee paid portion) and Employer Paid Benefits (employer paid portion).
Please note that your beneficiary for your Public Service Pension Plan is different from your Group Life Insurance Beneficiary. Please contact the Public Service Pension Plan directly to ensure there is a named beneficiary for your pension. Visit the Public Service Pension Plan website for more information.
Once you are an active member of the Public Service Pension Plan, you can purchase pension contributions for previous periods of time when contributions were not made - for example, while you were an auxiliary or student employee or on a leave of absence without pay. This increases your future pension. Learn more about purchasing service »
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