Production Insurance - Grapes
Production insurance helps producers manage their risk of crop losses caused by hail, spring frost, excessive rain, flooding, drought, etc.
Grape crops eligible for purchase of Production Insurance coverage include:
- Wine and table grapes
- Vine coverage
How to Apply
To apply, please make an appointment with a Production Insurance representative.
Review the following forms to prepare the application. These forms don't need to be filled out prior to the appointment and can be completed with the assistance of a representative.
- Application for Continuous Production Insurance (Schedule A)—available from the Production Insurance office.
- Tax Reporting Form (Schedule A-1)
- Land Inventory (Schedule L-1). If the land is leased or rented, a legal lease or rental agreement must be submitted with your application.
- Farm Map(s) (Schedule L-2)
- Grape Field Inventory (Schedule F-4)
- Warranties (Schedule W-1)
- Tree Fruit and Grapes: Additional Warranties and Varietal Production Information (Schedule W-3)
- Grape Land and Vineyard Update Form for fall (Schedule U-1)
- Grape Land and Vineyard Update Form for spring (Schedule U-3)
* The application and payment deadline is October 31.
Renewing Production Insurance
It's recommended you contact a Production Insurance representative when it’s time to renew.
Declaration of production from the previous crop year is required as part of the renewal process. Please use the following forms:
- Wine Grapes - Declaration of Production (Schedule D-16)
- Fresh Grapes - Declaration of Production (Schedule D-17)
Coverage, Options & Premiums
After the offer is written, we'll send an Offer Statement of Premiums and Coverage (SPC), and an Options Report which details available coverage, options and premiums. Contact us for assistance in choosing coverage, options and premiums.
- The 50% deductible (minimum) is the lowest amount of coverage available and means over half the crop must be lost before a claim is paid. It may not be enough to protect an operation and there is no opportunity to increase the value.
- The 20 or 30% deductibles protect a larger portion of the crop and allows an increase in the value of coverage.
If you choose the 20 or 30% deductible, you may elect to increase the value of the crop. Select the value to insure the crop for (up to the maximum calculated value).
Grape vine loss coverage:
- The 5% deductible (minimum) is the lowest amount of coverage available and means 5% of vines must be lost before a claim is paid.
- The 1% deductible protects a larger portion of vines.
You may elect to increase the value you are insuring vines for from 80% to 100% of the (calculated) value. The 100% (calculated) value increases the amount vines are insured for.
* There are a number of deductibles and values to choose from. Contact a Production Insurance representative for help choosing options.
- Refer to the grape policy wording and find out the terms of the insurance contract
- Read the grape policy wording updates
How to Pay
Once you have chosen coverage, options and premiums please sign and submit the Offer Statement of Premiums and Coverage and Options Report(s) and payment. Pay using Debit, Visa, MasterCard, cash or cheque payable to the Minister of Finance. Credit card payments are accepted over the phone.
* For the most up-to-date and accurate information read the policy wording for the continuous specified perils Production Insurance contract for each crop.