What's New

Medical Services Plan (MSP) Premium Increase and Changes

Effective January 1, 2017, there are no premiums for children under the age of 19 or for overage dependants (19 -24 years old) who are attending post-secondary school full time. MSP premium rates will be determined by the number of adults. Monthly MSP premiums will be $75 per adult therefore $75/month for the employee and if applicable $150/month for an employee and their spouse. Dependant children will still be on the employee’s account therefore if adding or removing children from coverage, a MSP form will still need to be completed. MSP is paid by the employer and is a taxable benefit.

New Plan Design for the Flexible Benefit Program

A new design is being introduced for the Plan year starting January 1, 2017.  A new design was created to simplify the choices, making the program easier to understand.  Your choices for the extended health and dental plans have changed, but there are no changes to the Life Insurance plans or the Health Spending Account.  You now have four simple options for both your extended health and dental plans.  Emergency medical travel insurance for personal travel was added to enhance the existing coverage proved for business travel.  Explore your options in the in-depth 2017 Flexible Benefits Guide or the Your Choices at a Glance document.

Optional Family Funeral Benefit Premium Increase

Effective January 1, 2017, monthly premiums for Optional Family Funeral Benefit will increase from $2.15 to $2.21.

Extended Health

Effective Jan 1, 2016, the lifetime maximum under the extended health plan increases from $250,000 to $500,000 per person.

Employee Basic Life Insurance - Premium Increase

Effective Jan 1, 2016, monthly premiums for the employee basic life insurance will increase from $0.17 to $0.18 per $1,000 of insurance. The employer will continue to pay premiums for the first $80,000 of insurance. Cost and flex credits have been adjusted accordingly.

Updated Flexible Benefits Guide

The Flexible Benefits Guide (PDF, 3.1MB) has been updated and contains detailed information about the various benefit plans that make up the flexible benefits program. 

Open Enrolment

Open Enrolment is your annual opportunity to update your benefits coverage.